Chapter 7 Archives - Over the Mountain Law Center

Why Us?

Bankruptcy, Chapter 13, Chapter 7, Featured

You have been doing everything right. One thing sets you back and now your bills are piling up. You lost your job, your hours were cut at work or you have mounting medical expenses. Creditors are calling you at home and at work. You are worried about losing your car...

Am I Eligible to Receive a Discharge in A Chapter 7 Bankruptcy Case?

Chapter 7

One of the primary reasons that a person files a Chapter 7 Bankruptcy Case is to receive a discharge of their debts. A discharge is an Order entered by the Bankruptcy Court that forgives debts that cannot be repaid by a Debtor. Most, but not all debts are...

Am I Eligible to Receive a Discharge in A Chapter 13 Bankruptcy Case? And Does it Matter?

Bankruptcy, Chapter 13, Chapter 7

One of the benefits of filing a Chapter 13 Bankruptcy Case is that there is a broader discharge of debts available in a Chapter 13 Case versus a Chapter 7 Case. Many debts that are non-dischargeable in a Chapter 7 Case are dischargeable in a Chapter 13. Perhaps you...

Can I Remove a Judgment Lien Recorded Against My Property In Bankruptcy?

Chapter 7

Many clients who come to our office have creditors that hold judgments against them. Often when a Debtor owns real estate, the judgment creditor will record a Certificate of Judgment in the Probate Court in the county where the property is located. The Certificate of...

Will I have to Go to Court if I File A Chapter 7 Case?

Chapter 13, Chapter 7

In most Chapter 7 Bankruptcy cases, you will not have to go to court or appear before a Judge. You and your attorney will have to attend an administrative hearing called The First Meeting of Creditors, also known as your 341 Meeting. The meeting is conducted by a...

Chapter 7 Means Test–Deductions from Gross Income

Chapter 7

Means Testing The Birmingham Bankruptcy Attorney at Over the Mountain Law Center, in Homewood, Alabama, invites you to visit the United States Department of Justice’s website at http://www.justice.gov/ust/eo/bapcpa/20111101/meanstesting.htm for a list of some of the...

Why Us?

Am I Eligible to Receive a Discharge in A Chapter 7 Bankruptcy Case?

Am I Eligible to Receive a Discharge in A Chapter 13 Bankruptcy Case? And Does it Matter?

Can I Remove a Judgment Lien Recorded Against My Property In Bankruptcy?

Will I have to Go to Court if I File A Chapter 7 Case?

Chapter 7 Means Test–Deductions from Gross Income

Recent Posts