Bankruptcy Can Help You Regain Control of Your Financial Life

What is Bankruptcy?

It may be your best option:
Restore your peace of mind
Regain control of your financial life

Keep all of your exempt property.
Discharge (or eliminate) most debts that arose before the bankruptcy is filed.
In most cases, keep your house and car (if you are or can become current on these obligations).
Obtain a fresh financial start, free from debt.

Reorganize your financial affairs by proposing a plan to repay your creditors.
Get caught up on past-due mortgage by spreading arrearage out over a 3 to 5 year period.
Save your vehicles irrespective of whether you are past due on your payments.
In some cases, lower your vehicle payments.
Consolidate your debts into one payment that you can afford.
Wipe out most of your unsecured debts.